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Ramsey Foundations in Personal Finance (Homeschool Edition)

Dave Ramsey's half-credit high school personal finance course: videos, guided notes, a textbook and activities.

Updated September 2026 · 5 sources

Grades	9th–12th
Viewpoint	Secular but Christian-friendly
Approach	Video lessons with guided notes, an illustrated textbook, chapter tests and offline activities
Who teaches	The program does the teaching
Parent prep	Low (parent sets up accounts and checks activities)
Screen time	A mix of screen and paper
Video lessons	Included: video lessons are the core teaching
Cost	$90: Homeschool Edition, print and digital (student add-on $30 each) (source)
Placement	Ramsey: Foundations in Personal Finance One half-credit course; a separate Foundations in Economics is sold

Is it right for your child? Answer a few questions to see how Ramsey Personal Finance ranks against 13 other programs.

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What parents say

Reviewers praise the polished videos, the practical content teens can use right away and the ready-made tests and syllabi. Complaints: written responses get no parent grading in the online platform, the activities need you to check them by hand, and the course is light on macroeconomics. Some reviews are older and refer to earlier editions.

Parents love

Practical money skills teens can apply now
Polished videos with guided notes
Tests and syllabi included

Common complaints

Light on macroeconomics
Written answers need parent checking
Some assumptions fit a traditional school setting

Who it fits

Best for

Economics. Covers basic economics
Personal finance. A full personal finance course
Nonpartisan, no stated viewpoint. Secular but Christian-friendly
Textbook and workbook. Textbook, tests and notes
Video or online lessons. Video lessons carry the teaching
Yes, for the transcript. Half credit; tests and syllabi included
Some screen time. A mix of screen and paper
Video lessons a big plus. Video lessons are the core teaching
Video lessons nice to have. Video lessons are the core teaching
Minimal: solo work. Student works mostly alone
Some: 20–30 min daily.

Less suited for

Government and the Constitution. Personal finance, not government

These come straight from the scoring rules the quiz uses.

Similar programs

Guest Hollow Gov, Econ & FinanceA one-year schedule for high school built on a free online government textbook, library books and curated videos
Master Books Civics and the ConstitutionA one-semester high school course on the Constitution's history and meaning, with video lectures, from a Biblical worldview
BJU Press Gov & EconIllustrated high school textbooks with teacher's editions, tests and a stock-market project, from a Christian publisher

Comparisons

Ramsey Personal Finance vs Guest Hollow Gov, Econ & Finance

Questions parents ask

How does Ramsey Personal Finance teach civics and economics?

Ramsey Personal Finance is described as video lessons with guided notes, an illustrated textbook, chapter tests and offline activities. Parent prep: low (parent sets up accounts and checks activities).

What grades does Ramsey Personal Finance cover?

Ramsey Personal Finance covers grades 9th–12th.

How much does Ramsey Personal Finance cost?

$90: Homeschool Edition, print and digital (student add-on $30 each). Prices were checked on publisher or retailer pages in September 2026; check current prices before buying.

What viewpoint does Ramsey Personal Finance teach from?

Secular but Christian-friendly.

Does Ramsey Personal Finance count for a high school credit?

Yes. Half credit; tests and syllabi included

Is Ramsey Personal Finance online?

A mix of screen and paper. The program does the teaching.

Does Ramsey Personal Finance have a placement test?

Yes. Ramsey: Foundations in Personal Finance. One half-credit course; a separate Foundations in Economics is sold

Sources (5)

Summaries are in our own words.